Honey Versus Money

taking the sting out of student loan debt

My Travel Plans and Welcome to 2014

Another year is upon us! And as long as we’re making New Year’s Resolutions, this site got a little dusty, so I’m vowing to share more of my journey here. My main financial goals for 2014 were outlined at Get Rich Slowly, check it out if you haven’t already. I’m also interested in starting to [...]

Freelance Income for the Month of July

Unlike my day job where I get paid every two weeks, I invoice the clients that I freelance for. As a result, I don’t usually know the full amount I will get for my freelance income in a particular month right away. I count anything that I receive by the 15th of the month toward [...]

Frugal Fridays: Weekend Plans for August 17-18

The weekends can be a tempting time. There are always all sorts of activities that sound great but entail spending money: the movies, the arcade, restaurants, bars. And I enjoy all of it! But I don’t have the money or time to do everything. Here are my plans for the weekend: Saturday, 10 a.m., hot [...]

Spending Tally Week of August 5

Each Thursday I will give you a spending tally for the previous week. My goal is to be honest about what I am spending, to hold myself accountable and proactively seek positive change, and also to help others not feel bad about their own spending choices (unless self-flagellation is motivating for you, in which case [...]

Willpower Wednesday: Working Out

Like (I suspect) most people, I struggle to find a great workout that I will actually do on a regular basis. Unfortunately, the thing I like the most is a specific Bikram yoga studio that costs about $100/month for an unlimited plan, or about $11 per class if I buy them in a 25-pack. I have gotten [...]

Frugal Fridays: Weekend Plans

The weekends can be a tempting time. There are always all sorts of activities that sound great but entail spending money: the movies, the arcade, restaurants, bars. And I enjoy all of it! But I don’t have the money or time to do everything. Here are my plans for the weekend: Saturday, 10 a.m., hot [...]

Tally it Up Thursday: Spending Recap

Each Thursday I will tally up my spending for the previous week. My goal is to be honest about what I am spending, to hold myself accountable and proactively seek positive change, and also to help others not feel bad about their own spending choices (unless self-flagellation is motivating for you, in which case whatever [...]

Welcome to Honey Versus Money: A Not-So Introduction

I’m Honey Smith, and I have almost $100,000 in student loan debt. Yes, you read that right. Maybe you’ve been following my debt-paydown journey on Get Rich Slowly, or maybe you found me by plugging “student loans” into your search engine. In any case, I’m glad you’re here!